Plaid
/

Overview

Overall

2.2%
12%

Administrative

1.5%
15%

Unauthorized

0.4%
10%

Top return risk contributors

 
7d
8-30d
31-60d
61-90d
91-120d
121-150d
151-180d
Fidelity
Chase
Wells Fargo
Capital One
Navy Federal Credit Union
208
159
125
104
66
623
477
375
313
196
987
781
571
484
286
917
795
538
504
323
964
803
561
504
290
942
758
489
440
331
710
632
392
383
208
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Unauthorized debits analysis

 
7 day
8-30 day
31-60 day
61-90 day
91-120 day
121-150 day
151-180 day
1 debit
2 debits
3-4 debits
5+ debits
0.12%
0.04%
0.01%
0.00%
0.48%
0.17%
0.05%
0.01%
0.96%
0.34%
0.09%
0.02%
1.44%
0.51%
0.14%
0.03%
1.05%
0.39%
0.10%
0.02%
0.92%
0.36%
0.08%
0.01%
1.17%
0.42%
0.12%
0.03%
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Return reasons

Last 180d

R01 Insufficient funds
25%
R04 Invalid account number
18%
R03 Insufficient funds
17%
R05 Insufficient funds
7%
Other
7%

Institution risk

Highest return rate spikes (last 7d)

  • USUSAA
    +22%
  • FIFifth Third Bank
    +14.2%
  • CACapital One
    +13.3%
  • CHChase
    +12.9%
  • USUS Bank
    +7.6%

Debit return risk

FIs with the highest volume of debit returns by %

  • VAVaro Bank
    4.1%
  • CUCurrent
    4.0%
  • SOSoFi
    3.9%
  • CHChime
    3.8%
  • GRGreen Dot
    3.8%